Foundations Curriculum · Course 001 of 3
Reading Financial Statements for Decision-Makers
Read any company’s financial statements with confidence — and use what you find to make better decisions. Eight modules plus a capstone, taught by a practitioner who teaches them for a living. Built for adults who already have a job, a household, and no patience for filler.
Dr. Kareem Tannous · 2 hr 15 min across 9 videos · Capstone deliverable: one-page memo on a real 10-K
Enrollment
$189 — Enroll for 12 months.
One-time payment. Twelve months of full access to Course 1 — Reading Financial Statements for Decision-Makers from your enrollment date. No auto-renewal. No subscription. No card-on-file recharge.
Or get all three Foundations Courses for $504 → Bundle ($63 off)
How access works
- 12 months of full access from your enrollment date.
- Renewal: $72 within 90 days of expiration — grants 6 more months of access locked to your current course version.
- Re-purchase: $189 any time — fresh 12 months, latest curriculum, free updates within the new window.
- No auto-renewal anywhere. Every renewal is an explicit, opt-in, one-time charge.
Welcome to Course 001
1:16 · Optional · Orientation
A quick orientation from Dr. Tannous — what the course covers, who it’s for, and what it asks of you to complete. Available the moment your enrollment completes.
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The Eight Modules
Module 1 of 8
11:15
What Financial Statements Actually Answer
Three people are sitting in three different rooms looking at the same set of financial statements — a founder, a credit officer, a private-equity associate. Same documents, three different reads, three different decision…
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Module 2 of 8
11:33
The Income Statement: What It Actually Measures
A SaaS company reports $200 million in revenue, growing 43%. Same company's operating cash flow fell 60%. Both numbers are correct. This module reads the income statement with the skepticism a senior practitioner brings…
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Module 3 of 8
12:04
The Balance Sheet: Assets, Liabilities, Equity in Plain English
Two companies, same industry, same revenue, same operating margin. On the income statement they look identical. Then you look at their balance sheets — one has $50 million in cash and $20 million in debt, the other has $…
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Module 4 of 8
11:33
The Cash Flow Statement: Why It's the Most Important One
Senior practitioners open the cash flow statement first. Page one. Before revenue, before net income, before any commentary management has written. The income statement is what management wants to talk about; the balance…
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Module 5 of 8
11:03
The Notes: Where the Real Information Lives
The financial statements in a 10-K are usually 10 pages. The notes are usually 80 to 120 pages. Most readers stop at page 10. The senior practitioner has barely started. This module covers what the notes are, how to navi…
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Module 6 of 8
11:02
Quality of Earnings and Red Flags
Most companies that fail spectacularly were telegraphing the problem in their filings for years. Enron, WorldCom, Wirecard, the 2008 issuers — each had visible signals that the headline numbers weren't telling the full s…
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Module 7 of 8
13:43
The Ratios That Matter
Open any financial-analysis textbook and you'll find about 40 ratios. Senior practitioners use about seven. This module covers which seven — gross margin, operating margin, cash conversion, debt-to-EBITDA, interest cover…
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Module 8 of 8
13:11
Putting It Together: A Practitioner's Reading Sequence
Forty-five minutes. One filing. One paragraph. That's the deliverable — and the path is the exact move a practitioner does on a real document under time pressure. This module integrates everything from the previous seven…
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